Empire Mortgage, Inc.

LOAN PROGRAM TYPES	LOAN PROGRAM DEFINITIONS	MAXIMUM LOAN AMOUNTS
30, 20 and 15 Year Conforming Fixed Rate	Fixed For 30, 20 or 15 Years For Life Of Loan	Contact our office
7-23 and 5-25 Conforming Extendable Balloon	Fixed For 7 or 5 Years; Then Option To Refinance For Remaining 23 or 25 Years travel to moscow	Contact our office
10/1, 7/1, 5/1 and 3/1 Conforming ARM	Fixed For 10, 7, 5 or 3 Years; Then Converts To 1 Year Treasury Bill ARM laptop lcd replacement	Contact our office
1 Year Conforming Treasury Bill ARM	Fixed For 1 Year; Then Adjusts Annually	Contact our office
6 Month Conforming LIBOR ARM	Fixed For 6 Months; Then Adjusts Every 6 Months	Contact our office
30 and 15 Year Jumbo Fixed Rate	Fixed For 30 or 15 Years For Life Of Loan	Contact our office
10/1, 7/1, 5/1 and 3/1 Jumbo ARM	Fixed For 10, 7, 5 or 3 Years; Then Converts To 1 Year Treasury Bill ARM	Contact our office
1 Year Jumbo Treasury Bill ARM	Fixed For 1 Year; Then Adjusts Annually	Contact our office