An equity loan can help you with debt consolidation (sometimes eliminating credit cards at 18 -21%), college tuition, new car purchase, or your dream vacation. Whatever your need for extra cash, we can finance up to 125% of the value of your home, depending on your credit history. In some cases, appraisals of the property are not required, making it easier for you to get qualified, and saving you the cost of the appraisal. We also offer no up-front fees. You can apply right over the phone or download our application at the "Apply Online" button on our home page, and we will usually have a response for you by the next business day. persoonlijk alarm ouderen . lp154w01